Our Team

Nancy J. LaPointe is the founder of Navigate Financial. She is the lead navigator for the firm, leading a team of professionals to address the needs and services of her clients. In 1993, she received her MBA from Frostburg State University. In 2003, Nancy became a CERTIFIED FINANCIAL PLANNER® professional and obtained the Chartered Financial Consultant® designation. In 2004, she earned the designation of Chartered Life Underwriter®. In October 2008, she earned her designation as Chartered Advisor for Senior Living from The American College. Also, from The American College, she earned her designation for Retirement Income Certified Professional in 2016. She is active in the local community and can often be found on weekends camping or paddling around on her stand-up paddleboard.

Nancy is the author of Financial Reset, how your mindset about money affects your financial well-being. Her book is a reliable reference that can help you transform haphazard decisions into workable, confident, and calculated strategies. Hit the “reset button” and start fresh with the right attitude to develop habits that support your values and intentions. Financial Reset is strong place to begin to take control over your financial destiny. Nancy wrote the book and is sharing the information as part of her dedication to make a difference and to assist clients and others in making sound financial decisions.

Nancy is dedicated to developing lasting relationships with all her clients. Together with clients, she designs their chart for their life's journey. She believes in helping each person become confident in assessing his or her financial goals and participating in the financial management process. Nancy believes in providing clear, easily understood explanations of financial products and services. The personal program that Nancy provides can assist clients in pursuing a more secure financial future. Nancy is able to provide these services to her clients through Navigate Financials’ affiliation with Commonwealth Financial Network®, a Registered Investment Adviser and Broker/Dealer.

Tammy is the firm’s operation manager; she is the key to our client service model. Tammy joined Nancy’s team in 2005, as her personal marketing assistant. Prior to Navigate Financial, Tammy also worked with Nancy, as well as other financial advisors, in multiple capacities at Prudential Financial from 1998 to 2004, when she exited the work force briefly to start a family. Tammy spent nine years serving the U.S. Army as a finance specialist and attended college in the evenings. She graduated from St. Martin’s University with a bachelor’s degree in business administration and a double concentration in finance and accounting. Tammy oversees ongoing operations, records management, bookkeeping, tracking, training, and accountability activities of Nancy’s practice.

Every journey begins somewhere. Jeremy was born and raised in Birmingham, Alabama before finding his way to the Pacific Northwest during his high school years. This region captured his heart, leading him through Bend, Portland, Spokane, Seattle, and finally back to Olympia.

For 12 years, he poured his passion into the world of specialty coffee, building roasting and retail businesses committed to exceptional quality and direct relationships with small farms. This wasn't just about coffee—it was about understanding what drives small business success and the human connections that make it meaningful.

After his coffee journey, he studied economics at The Evergreen State College. Though he first entered financial services as a broker, he quickly realized that true value comes from deeper engagement: helping clients craft holistic plans and strategic investment approaches that align with deeper goals. 

His work with well-regarded Seattle wealth management firms sharpened this purpose, culminating in earning his CERTIFIED FINANCIAL PLANNER® certification in 2024. Today at Navigate Financial, he has found his why: guiding small business owners and retirees through one of life's most significant transitions—exiting their careers and businesses and stepping confidently into their next chapters.

Jeremy offers financial planning services through his affiliation with Commonwealth Financial Network®, a Registered Investment Adviser and Broker/Dealer. He believes in financial strategies that are as unique as the people they serve, designing risk-managed, values-driven, and globally diversified portfolios that aim to provide both security and opportunity. Because when we understand not just where we're going, but why, is when we see remarkable things happen.

Ransen Lat was born and raised in Honolulu, Hawaii, where he developed strong values of compassion, respect, and community that continue to guide his work today. He holds a Bachelor of Arts in Business Administration with a concentration in finance, as well as FINRA series 7 & 66 licenses, and Washington State Insurance Producer licenses. Ransen is dedicated to helping people achieve their financial goals through careful planning and personalized strategies. Ransen is able to offer these services through his affiliation with Commonwealth Financial Network®, a Registered Investment Adviser and Broker/Dealer. In his free time, he enjoys camping in the national parks with his fiancée, watching sports, and relaxing at home with his cats.