About Us / Our Team
Nancy J. LaPointe, CFP®, MBA, ChFC®, CLU®, CASL, RICP®
Founder of Navigate Financial
Nancy J. LaPointe is the founder of Navigate Financial. She is the lead navigator for the firm, leading a team of professionals to address the needs and services of her clients. In 1993, she received her MBA from Frostburg State University. In 2003, Nancy became a CERTIFIED FINANCIAL PLANNER™ professional, as well as obtained the Chartered Financial Consultant® designation. In 2004, she earned the designation of Chartered Life Underwriter®. In October 2008, she earned her designation as Chartered Advisor for Senior Living from The American College. She is active in the local community and can often be found on weekends camping or paddling around on her stand-up paddleboard.
Nancy is the author of Financial Reset: How Your Mindset About Money Affects Your Financial Well-Being. Her book is a reliable reference that can help you transform haphazard decisions into workable, confident, and calculated strategies. Hit the “reset button” and start fresh with the right attitude to develop habits that support your values and intentions. Financial Reset is a strong place to begin to take control of your financial destiny. Nancy wrote the book and is sharing the information as part of her dedication to make a difference and to assist clients in making sound financial decisions.
Nancy is dedicated to developing lasting relationships with all of her clients. Together with clients, she designs their charts for their life's journey. She believes in helping each person become confident in assessing his or her financial goals and participating in the financial management process. One of the benefits of working with Nancy is her ability to provide clear, easily understood explanations of financial products and services. The personal program that Nancy provides will assist clients in accomplishing a more secure financial future.
Client Relationship Manager
Tammy joined Nancy’s team in 2005 as her personal marketing assistant. Prior to Navigate Financial, Tammy also worked with Nancy, as well as other financial advisors, in multiple capacities at Prudential Financial from 1998 to 2004, when she exited the workforce briefly to start a family. Tammy spent nine years serving the U.S. Army as a finance specialist and attended college in the evenings. She graduated from St. Martin’s University with a bachelor’s degree in business administration and a double concentration in finance and accounting. Tammy assists Nancy in the day-to-day operations of the practice.
Registered Social Security Analyst, Para Planner
Sandra is a Registered Social Security Analyst (RSSA) and is available to help determine the best way to take advantage of your social security insurance. In addition, Sandra is studying and working toward becoming an Investment Adviser Representative. She currently assists with marketing materials and outreach and acts as a special projects manager for Navigate Financial. Sandra’s background includes a biology degree with a minor in English, as well as work experience managing special projects and promoting excellent customer service. Sandra enjoys working with the team to address and enhance client experiences with our firm. She is excited to be part of Navigate Financial and to develop her role as a key team member.
Nichole has joined Navigate Financial as a paraplanner and will transition shortly into the role of associate advisor. She has a BS in gerontology and an MS in financial planning and has completed graduate studies in financial therapy. Nichole recently passed the CFP® exam and is accumulating hours toward her experience requirement. She is passionate about helping individuals and families make intentional and well-informed financial decisions. She has partnered with several area nonprofits in implementing and teaching financial literacy programs. She is excited to continue to work with her community in this new role at Navigate Financial.